4 Things To Think About When Using A Credit Card While Traveling

4 Things To Think About When Using A Credit Card While TravelingWhen going on an international trip, one of the main things everyone thinks about is money.

I mean, how else will you travel unless you bring money to pay for your traveling? Cash is great, but many times a credit card is required, such as when checking into a hotel or renting a car.

There are many questions you may wonder before you go on your next international trip.

How will you pay for things? What if something goes wrong? How much will it cost to use your money?

Below is what you need to know about using a credit card while traveling.

1. Foreign transaction fees

You might not be aware of this, but some credit card companies charge fees for international transactions. However, many travel credit cards these days do not charge any fees.

You should contact your credit card company and see what the fee is as the fee can quickly add up if you make many transactions and/or if you are gone for a long period of time.

If you don’t have any credit cards that don’t charge fees, it may be a good idea to at least look into whether or not any credit cards would be better for you. Only do this if you are good with credit card spending though, as credit card debt is not worth it!

2. Safety

Always be careful about wherever you use your credit card. You are in a new-to-you area, so it is always a good idea to listen to your gut. If something seems fishy, then use cash instead. It would really be a pain if someone stole your credit card while on a vacation.

3. Tell your credit card company ahead of time.

Before you leave for a trip anywhere, it’s usually very wise to contact your bank and credit card company. This way they won’t freeze your account when you try to use it. They sometimes freeze it to protect you against fraud.

4. Currency conversion costs.

Different countries use difference currencies. Everyone knows this. However, sometimes a restaurant, store, etc. in another country may charge your purchase in U.S dollars. This then means that you may have to pay currency conversion fees. Always try to avoid this and tell anywhere that you plan on using your credit card that you do not want to be charged in USD and instead would prefer to be charged in their currency.

What other tips for credit card use do you have for when someone is traveling?

4 Best YouTube Channels For Learning

journal-791286_640Electronics are soon becoming the new way children learn. Learning on electronics doesn’t have to be only for children though.

YouTube has tons of channels to choose from to get the brain going and learn new facts about the world.

If you are trying to spend less time browsing on your electronics doing mindless things, instead subscribe to a YouTube channel and make use of some of that online time.

1. ASAPscience.

I recently subscribed to this channel and have been addicted ever since. I love this channel because they make learning so much fun with cartoons and vivid colors. I believe I learn best when I am not only hearing someone talk, but also seeing visuals to help me memorize what I am learning.

This channel talks about anything related to science, from what would happen if an asteroid hit, to what the body goes through on an average day. This channel is also awesome because you can ask ASAPscience your questions, and there’s a possibility they will answer your question in an upcoming video.

2. Vsauce.

Vsauce is an awesome YouTube channel because they answer the kinds of questions most of want answered, but never bother to ask. This channel also covers different topics such as science news along with trivia as well.

3. Khan Academy.

I just recently found out this was a YouTube channel. For quite some time I’ve been using their webpage and app for my learning, but the YouTube usage will come even more in handy. Khan Academy is basically like learning from a professor at home. You can learn different topics such as math, science, computer science, and much more. Khan Academy is not made by just one person, rather than a large number of people who contribute their videos to the channel/webpage.

4. Yale Courses.

If I’m correct, this is a recently new channel that has pleased many people who are not currently or will never attend Yale. It allows people to get in inside look at Yale courses and also learn just the way Yale students would. Even better, you get to do this all in the comfort of your own home. I haven’t been on this channel too much because I’ve been totally obsessed with ASAPscience and everything on their channel.

Learning online is becoming the new way people educate themselves. Going to college online is a great way for people to make ends meet, while obtaining an education. When I start my masters, I will most likely be going to school online so I can still work full time and take care of myself on my own.

Do you watch any of the above Youtube channels? What other channels can you recommend for learning?

3 Best Youtube Channels For Working Out

3 Best Youtube Channels For Working OutYouTube has definitely become one of my main sources to perfect my cooking and language skills. I also have been using YouTube as a free gym whenever I was on the road traveling or had no access to a gym nearby.

YouTube has tons of workout channels to choose from, whether you are into yoga, weightlifting, or some simple stretching techniques. Coming up with your own workout routine has never been easier.

YouTube isn’t only good for Jenna Marbles and other YouTube humor personalities, but it’s also good for increasing your skills at various hobbies and interests such as cooking, learning, practicing new languages, and more.

If you are at a standstill with workouts and aren’t sure where to even begin, head over to YouTube and learn how to get started.

1. BodyRockTV.

Lisa Marie is the trainer for this channel and has been a personal trainer for quite some time. I really enjoy watching her channel because she seems to genuinely care about her audience and them making progress.

She doesn’t take excuses and believes anyone can workout no matter what level they are in. I have to admit, I would probably be a little afraid to get trained by her in person as she seems a little intimidating, but that’s also what some people need.

She also releases videos on how to do workouts properly, in case you don’t know how to do those tricky moves as well. I believe no matter what stage you are at, whether you are a beginner or expert at working out, this channel will still benefit and challenge you.

2. Fitness Blender.

This YouTube channel is run by a husband and wife who make the workout videos together. They do many types of different workouts, so whatever your style is, they are sure to have something that will work for you.

They have complete at home workout videos, so you don’t have to go to the store and buy any workout videos. The videos are quite informative and will really help you get started off well on your weightloss journey.

3. Blogilates.

I’m sure most of you have already heard of her already, as she is a well known YouTube workout personality. She has 2 million + subscribers and is soaring with new fans day by day.

Her YouTube channel not only consists of workouts you can do at home, but she also shares many tips that will help you in the long run. Her Blogilates channel also features cooking videos that are not only delicious, but seem to be a lot of fun to make. She details out how many calories and other nutrition facts that are in the food you are making, which makes it very informative and educating as well. She gives out monthly workout schedules for free to all her YouTube fans, as long as you sign up for her email newsletter.

Do you use Youtube for working out? Which channels do you use to workout?